Car insurance ALERT: Overloading you car could invalidate you cover and land you £300 fine

Car insurance ALERT: Overloading you car could invalidate you cover and land you £300 fine


Millions of motorists will be taking to the roads this summer for a getaway. Whether its visiting families across the country, driving to the ferry port or heading out on a road trip Brits are expected to be driving on the roads in huge numbers over the summer months. To prepare for summer trips motorists may put bikes, suitcases or anything else they need for a little trip away. There can often be a tendency to cram in as much as possible for a weekend or week away but this could cause a number of problems/

This is not because it can block the rear mirror as this is only illegal if you don’t have two wind mirrors.

However, overloading your car is against the law, if it exceeds the vehicle’s weight limit.

The offence can land you a punishment of £300 and also three points on your licence if you exceed the limits by the carmaker’s limits.

Overloading a car can cause increased strain on a number of the vehicle’s key component including the tyres, suspension, and brakes.

It could increase braking distances, increase wear to the tyres and alter the handling of the car.

What’s more, is that if you are involved in a car accident then you could see your vehicle’s insurance invalidated.

If found responsible you could be liable to pay costs for the damages caused.

Drivers also need to make sure that their car’s tyre pressure is appropriate to the weight of the car when loaded.

To find out the vehicle’s maximum weight limit you can look in the car’s handbook.

Jack Cousens, head of roads policy for the AA, said: “As families get geared up for time away, parents can end up playing a game of ‘Car Tetris’, as they try to fit suitcases, bags and children into the car.

“In most modern cars, you’d be hard pressed to take the vehicle over its weight restriction.

“However you should always check the handbook and ideally, weigh everything before putting it in the car.

“If you feel you are close to breaching the limit, drivers should head to a weighbridge and get an accurate reading.”

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